A complete platform to manage all your payment operations

Automate payments, manage your liquidity and keep track of all payments from a single API and dashboard.


Send and receive payments across all your partner banks using a single platform and its API, webhooks and dashboard

Build custom approval workflows that fit your product features and internal processes

Manage all indirect participant messages, including error and exception handling flows

Multi-schemes: SEPA Credit Transfer, SEPA Direct Debit (Core and B2B), SEPA Instant, Bacs Direct Debit, Bacs Direct Credit, CHAPS, FPS, and Swift


Payment file batching, generation, signature, and encryption

Payment status report file validation and parsing

Bank cut-off time management

Corporate and payment scheme indirect access


Receive prior-day balances and transactions at the end of the day

Receive intraday balances and transactions throughout the day

Receive real-time notifications as transactions are posted and balances are calculated

Search balances and transactions with no history limit


Account debit and credit notifications

Intraday account reports & Prior-day account reports

Account report file parsing


Connect to your banks through a single API

Numeral connects to your banks and manages payment, payment status report, and account report files for you

Be notified in case of bank connection or file transfer failure


SFTP / EBICS / MQ / bank API support

ISO 20022 XML pacs and pain message support

File generation, signature, and encryption

File validation, description, and parsing


Auto-reconcile payments with transactions posted

Use virtual IBANs to automate payment reconciliation

Use expected payments to reconcile payments executed outside of Numeral

Receive real-time notifications as reconciliations are created


Flexible reconciliation data model

Automated reconciliation engine

Manual override of automated reconciliations

Custom reconciliation rules


Onboard and verify counterparties to facilitate payments

Manage all counterparties and accounts in one place

Assign virtual accounts to counterparties and rotate virtual accounts across counterparties

Notify counterparties as you send, request, or receive payments


Multi-account counterparty support

Account number verification

Account holder verification

Direct debit mandate management


Approve payment orders and payment files before they are sent to your banks

Setup payment approval workflows to match your controls

Review audit trails of your payments and counterparties

Keep the full control of your data


Payment order and payment file approvals

Action logs and audit trails

Counterparty and counterparty account approvals

Payment files history


Review and approve payments in one single place

View all account balances and transactions with no history limit

Invite users, assign user roles and permissions, and setup payment approval workflows

Import and export data through CSV


Advanced filtering, sorting, and search

User roles and permissions

Payment status history and audit trails

CSV import / export

Developer center

API and webhooks

Integrate Numeral’s RESTful API into your product and systems

Receive real-time notifications through webhooks

Manage API keys, IP whitelisting, and webhooks in the developer center



API security (HTTPS, IP whitelisting, mutual TLS, and webhook header signature)

Events and webhooks

Not sure
where to start?

Our team of Payments Advisors supports your business in the design and implementation of your payments flows.
Contact us