for any number of banks, accounts, payments, protocols
average integration time
to add a new payment or bank
Managing bank integrations at scale is critical to our ability to grow Spendesk. Numeral is answering that exact need, with a strong focus on security and reliability as well as an impressive product development pace.
Head of Banking
Numeral is what every PM in charge of payments is looking for: an easy way to tap into banks' file transfer capabilities through APIs. Similar to what Stripe, Adyen, and ProcessOut did for card acquiring, Numeral gets bank transfers into the modern era.
Head of Payments
Numeral is a payment operations software, not a payment service provider. As such, Numeral doesn’t intermediate funds. Your funds flow directly between yours and your customers' and partners' bank accounts. Numeral only exchanges files and messages with your banks to initiate payments from your bank accounts or fetch account or payment-related information. Doing so, Numeral enables you to move funds directly in and out of your bank accounts.
No. Numeral connects to bank corporate connectivity channels for increased reliability and cost efficiency of payments.
You can use Numeral with any bank we integrate with. Check our current bank coverage here. We are building integrations with new banks every month, and prioritise based on our customers needs. Get in touch with us to discuss your bank coverage needs.
Numeral’s pricing consists of a subscription fee, payment fees, and connected account fees
No, there are no technical limits on payments amount, nor on the number of payments you can process on the Numeral platform. Please note that both number and amount of payments can be limited by your banks.No, there are no technical limits on payments amount, nor on the number of payments you can process on the Numeral platform. Please note that both number and amount of payments can be limited by your banks.
If you are a corporate or financial institution customer to your banks, there is a high chance that your bank account can connect directly to Numeral through our integrations.
No, you can work with as many banks and accounts as you want on the Numeral platform.
No. Numeral connects directly to your bank account to enable programmatic payments without the intermediation of a wallet.
No, you use as many counterparties as you want on the Numeral platform.
No. We believe that keeping your own relationships with your banks is critical for your business. However, Numeral makes connecting with your banks connectivity solutions seamless. We will guide you with the information you need from your banks in order to make it work.
For each bank and each payment method, we determine the best bank direct connectivity solution from available options (SFTP, EBICS, API, …). We then build the integration for the selection option, which consists in building the logic that transforms calls made to our API into messages and files accepted by the bank direct connectivity solution, and vice versa, in addition to the support and management of edge cases, bank servers unavailability, etc.