Your banks,
Augmented by the Numeral API
Building payment products and managing sophisticated payment operations on top of banks can be complex.
With Numeral’s single API and modern dashboard, building payment products and managing sophisticated payment operations with your banks becomes easy.
Real-time, API-first connectivity
Treasury management and cash management systems provide bank connectivity for payment files. They rely heavily on file transfers and manual approvals, slowing down your payment operations.
Automate your payment operations directly from your systems, at the individual payment level.
Receive real-time notifications as your payments are processed and your accounts are updated.
Add new payment methods like SEPA instant payment with a few lines of code.
The last integration you will ever need
Bank integrations are complex and expensive to develop, maintain, and upgrade over time. They require dedicated and knowledgeable teams. They can get in the way of agility and innovation.
Focus your product and engineering teams on your core business and products, rather than bank connectivity.
Connect new banks and payment methods with a few lines of code to scale your operations.
Never worry about maintenance and upgrades as bank and payment scheme changes are automatically updated.
Robust payment operations
Designed for consumer accounts and online payments, open banking platforms are a limited fit for corporate accounts looking to automate large volumes of payments.
Send, receive, and reconcile payments across all SEPA payment methods.
Build robust bank integrations based on enterprise-grade cash management channels, rather than consumer open banking APIs.
Use advanced payment initiation, approval, reconciliation, and notification features to build sophisticated payment flows.
Faster payments, more control
Payment service providers are in the flow of funds. They move your payments through their bank accounts instead of yours. This splits your funds and slow down your payments.
Send and receive payments directly on your bank accounts without having to wait for yet another payout.
Integrate fast with API-first connectivity on top of your existing bank for improved control of your payment flows.
Leverage and develop your bank relationships to prepare for the future.
One platform to power all your payment operations
Payments
Reconciliations
Accounts
Real-time connectivity to all your banks for payments, accounts and balances.
Automated payments initiation, tracking and reconciliations through a single API.
Built-in controls and approvals managed through a single dashboard.
Fast, future-proof integration to your systems through API and webhooks.
Industry use cases
Do I need to open a new account with my bank to use the Numeral platform?
If you are a corporate or financial institution customer to your banks, there is a high chance that your bank account can connect directly to Numeral through our integrations.
Can I use Numeral with any bank?
You can use Numeral with any bank we integrate with. Check our current bank coverage here. We are building integrations with new banks every month, and prioritise based on our customers needs. Get in touch with us to discuss your bank coverage needs.
Does Numeral intermediate funds?
Numeral is a payment operations software, not a payment service provider. As such, Numeral doesn’t intermediate funds. Your funds flow directly between yours and your customers' and partners' bank accounts. Numeral only exchanges files and messages with your banks to initiate payments from your bank accounts or fetch account or payment-related information. Doing so, Numeral enables you to move funds directly in and out of your bank accounts.
Do I have to fund a wallet to use the Numeral API?
No! Numeral connects directly to your bank account to enable programmatic payments without the intermediation of a wallet.
How long does it take to implement Numeral?
Our customers usually go live with Numeral in less than 8 weeks, from the design of the financial flows they want to implement in Numeral, to the actual API integration and tests.
How much does Numeral cost?
Numeral’s pricing consists of a subscription fee, payment fees, and connected account fees
Does Numeral open bank accounts for me?
No. We believe that keeping your own relationships with your banks is critical for your business. However, Numeral makes connecting with your banks connectivity solutions seamless. We will guide you with the information you need from your banks in order to make it work.
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